Health & Life Insurance
Affordable health care savings for your family
The Manufacturers Life Insurance Company
Call for a free no-obligation information package: 1-877-833-8585
When you purchase bettercare® Health & Life Insurance Plans, you can rest assured that
you’re getting what you pay for – and that what you pay is affordable. In fact, you get everything
you expect from bettercare®.
So take a few moments to consider how these plans can add value, savings and comfort to your
life – and your family’s.
Health & Dental Insurance
Are you without a group health plan? If so, you’re probably paying more than necessary out of
pocket for your health care needs – because your provincial plan doesn’t cover everything.
All you have to do is apply for bettercare® Health & Dental Insurance, and you and your
family could soon save on expenses such as:
- Prescription drugs
- Massage therapy
- Dental care
- Vision care
- Hearing aids
- And much more…
Need more reasons to buy bettercare® Health & Dental Insurance?
- Flexibility: Choose from 8 different plans to suit your needs and budget.
- Your acceptance is guaranteed:* No medical questions asked when you apply for 5 of the plans.
- No waiting period: Start saving as soon as you’re approved.
- No membership required.
- Core Benefits are included in all plans: Vision care, registered specialists and therapists, travel coverage (to age 65), orthotics, hearing aids and more.
- Health Service Navigator®: Offers expert second opinions and access to health care information.
- PVS Preferred Vision Services: Savings (above and beyond your Core Benefits) on vision and hearing aid products through participating retailers.
- Benefits card: Automatically pays for most of the costs of prescription drugs.
Make sure your family’s financial future is more secure by choosing the life insurance plan that fits your needs and budget:
TERM LIFE INSURANCE
- Choose a coverage amount between $50,000 and $1 million.
- Once approved, your rates won’t change for 5 years.
- Your coverage automatically renews every 5 years, without answering any medical questions, until age 79. Rates will be based on your new age.
- To apply, you must be a resident of Canada between ages 18 and 70.
- If you are diagnosed with a terminal illness with less than 12 months to live, you can apply for a tax-free cash advance of up to 50% of your coverage (max. $100,000).
GUARANTEED ISSUE LIFE INSURANCE
- Choose a coverage amount between $5,000 and $25,000.
- To apply, you must be a resident of Canada between ages 40 and 75.
- No medical questionnaire required at time of application.
- Acceptance is guaranteed once payment is received.
- Rates will never increase once coverage is approved.
Included at no extra cost:
- If you are diagnosed with a terminal illness with less than 12 months to live, you can apply for a tax-free cash advance of up to 50% of your coverage.
- 5 times your coverage amount in Accidental Death Benefit if you die as a result of an accident before age 85.
* Acceptance is guaranteed upon receipt of initial premium payment.
Health Service Navigator and PVS Preferred Vision Services are offered by The Manufacturers Life Insurance Company.