Medical Coverage Details
There are 8 different plans to choose from, each providing varying levels of coverage. Four offering health and dental benefits and four offering dental benefits. Best of all, nomatter whether it's prescription drug coverage, dental coverage, or a combination of both that you're interested in, eachplan also includes Core Benefits such as vision care, registered specialists and therapists, homecare and nursing, accidental dental and so much more!
If you're interested in basic health, prescription drug and dental coverage there are four different health and dental plans for you to choose from: Base, Bronze, Silver or Gold, each offering escalating levels of coverage for both prescription drugs and dental services. In addition to these benefits you will also have as part of your benefits package, core benefits such as vision care, preferred hospital accommodation, accidental dental and registered specialists just to name a few.
If your primary focus is basic health and dental coverage there are four different dental plans for you to choose from: base Dental, Bronze Dental, Silver Dental or Gold Dental, all providing a range of coverage for dental services. These four plans do not require you to complete a medical questionnaire and each includes the Base plan core benefits like vision care, extended health care, homecare and nursing, accidental dental and more.
Prescription Drugs:
- Generic or Brand-name
- Dispensing fees
- Birth control and fertility drugs
Once enrolled, Members can use a card benefits card right at the cash register. Depending on the plan selected, coverage is available up to 80% or in some cases 100%
Vision Care:
Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery.
Hospital Benefits:
Preferred hospital accommodation in excess of the standard ward room rate made by a general (acute care) hospital. Also included is cash benefit in lieu of the room cost for each day you are not able to obtain preferred accommodation.
Accidental Death and Dismemberment:
Payment for a loss directly resulting from accidental bodily injury or accidental loss of life occurring within a year of the date of the accident.
Travel Coverage (up to age 64):
Covers emergency hospital/medical expenses while travelling outside your province or territory of residence and access to a 24-hour worldwide medical assistance centre up to a maximum of $1,000,000 per trip.
Survivor Benefit:
Provides survivor benefit for continuous coverage for 1 year, following the death of subscriber or co-subscribers.
Registered Specialists and Therapists:
Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrist, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists and Speech Therapists.
HomeCare, Nursing, Prosthetic Appliances, and Durable Medical Equipment:
Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheelchairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Liberty Health.
Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.
Hearing Aids:
Covers the cost to purchase and/or repairs.
Ambulance Services:
Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.
Accidental Dental:
Covers dental treatment required as a result of an accidental blow to the head or mouth.
For further plan details, to get a quote or to apply directly on line click here.
London Drugs Limited Bettercare coverage cost chart
This program is underwritten by
Manulife Financial (The Manufacturers Life Insurance Company)
Call us today to find out about our competitive rates.
1-877-833-8585
Available in British Columbia and Alberta only.
Please note that all policies are subject to certain exclusions and conditions.